Goodbye to the MetroCard: the New York subway switches to tap-and-go.

New York’s subway  says goodbye to the MetroCard:tap-and-go fares take over in 2026

Page Index – Goodbye to the MetroCard: the New York subway switches to tap-and-go.

1. - From subway tokens to the MetroCard
2. - The end of an icon
3. - The OMNY era and tap-and-go payments
4. - A smart feature: fare capping
5. - What happens to remaining MetroCard credit?
6. - Travel tip for visitors in 2026

The history of New York’s public transportation is also a story of how riders pay their fare. Over the decades, entering the subway has meant different things: metal tokens, the iconic MetroCard, and now fully digital, contactless payments. Each transition reflects not only technological progress, but also the evolving rhythm of the city itself.

After more than 30 years of service, the MetroCard is officially approaching the end of its journey. The MTA has confirmed that December 31, 2025 will be the final day to purchase or refill a MetroCard. From that point on, New York’s transit system will rely entirely on OMNY and tap-and-go fares.

From subway tokens to the MetroCard

Before the 1990s, New Yorkers paid their subway rides with small metal tokens, inserted into turnstiles. These tokens changed design over time and became beloved urban symbols. In 1994, the MetroCard replaced them, introducing magnetic-strip technology, unlimited passes, and a more flexible fare system.

The familiar swipe of the MetroCard — sometimes successful, sometimes not — became a daily ritual for commuters and visitors alike.

The end of an icon

More than just a payment method, the MetroCard became part of New York’s identity, featuring special editions, cultural campaigns, and iconic slogans. Its retirement marks the end of a recognizable chapter in the city’s transit history.

The OMNY era and tap-and-go payments

OMNY (One Metro New York) allows riders to pay simply by tapping:

• a contactless credit or debit card,
• a smartphone wallet,
• a smartwatch,
• or a rechargeable OMNY Card.

A smart feature: fare capping

OMNY automatically applies fare capping, ensuring riders never pay more than the weekly unlimited equivalent when using the same payment method.

What happens to remaining MetroCard credit?

MetroCards will no longer be sold or refilled after December 31, 2025, but existing cards will remain valid during a transition period in 2026.

Travel tip for visitors in 2026

For visitors, tap-and-go is the easiest way to get around. OMNY is fast, intuitive, and ideal for short stays.

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